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Solutions / Public Entity

Public Entity and Public School District

THOUGHTFUL INSIGHTS

Empowering you with knowledge 

Our role as advisors is to keep you at the forefront of industry news and help you be prepared and proactive about addressing your employees’ needs. Explore our latest insights: 

EMPLOYEE BENEFITS

Prescription Drugs and Access to Care

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TALENT AND AQUISITION

Understand How Benefits Work Together to Attract & Retain Employees

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WELLBEING AND HEALTH

Help Employees Manage Mental Wellness with Benefits

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ELEVATED EXPERTISE

Redefining Employee Benefits for School Districts and Higher Education

Educators and school staff are entrusted with shaping the minds of tomorrow. And the employee benefits you provide as an educational institution can help you foster a culture of wellness that attracts, engages, and retains talent in an increasingly competitive labor market. With employee benefits experts embedded in the education industry, we can help you create a strategic, tailored, and cost-effective program that meets your organization’s and employees’ evolving needs.

ELEVATED EXPERTISE

Instilling confidence and facilitating success

Educational institutions turn to us for tailored, comprehensive, and cost-effective benefits solutions that support organizational goals and employee needs. With your people and institution as our focus, our team will help you decode the ABCs of employee benefits and pinpoint which options could be worthwhile investments, providing continuous support as your workforce changes.

Our clients in the education sector include:

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PROVEN APPROACH

Delivering solutions that attract and retain talent

Faculty and staff are an integral part of the fabric of your school’s community. As you search for employee benefits solutions aligned with your educators’ and staffs’ unique needs, we’ll partner with you to work toward a health, lifestyle, and retirement strategy that helps you attract and retain talent for the long term. 
 
Leveraging our comprehensive RiskMap  process, we’ll start with a thorough evaluation of your existing program and conduct a needs-based analysis. By becoming an extension of your team, we’ll learn your demographics, current plan utilization trends, claimant data, and your total costs to provide recommendations that balance cost with quality of offerings. This complete approach empowers you to design a compelling and compliant benefits package, improves employee engagement, and strives to ensure that your program stays within budget.  

SERVICES & SOLUTIONS

Benefits that provide a compelling advantage


By simplifying the complexity of employee benefits, we expand the possibilities for employers to improve the quality of their programs while managing the cost of care. 

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Analytics & Underwriting

Your data tells a unique story around the cost drivers within your population, providing knowledge to empower decisions. Our in-house underwriters, actuaries, and clinicians mine this data to help drive positive outcomes for you and your employees.

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Benefits Compliance

The constantly changing legislative environment is not easy to navigate. We’ll help you feel confident knowing you are compliant with local, state, and federal legislation with support from our in-house team of ERISA experts and legal professionals.

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Communications & Engagement

Benefits are complex and personal. Clear and easy to interpret communication is imperative to strengthen knowledge and simplify decision making. Understanding of benefits offerings leads to a more empowered and engaged employee.

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Ancillary & Worksite Benefits

From Life and Disability to supplemental insurance and lifestyle benefits, we’ll work to design a program that harmonizes your core benefits with ancillary products, creating a robust offering to meet the unique needs of your employees.

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Population Health Management

Our population health practitioners aim to develop targeted solutions, based on relevant data and clinical insights, to identify the diseases and conditions that represent the greatest potential for health improvement among your population.

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Benefit Technology Solutions

Technology is an integral part of today’s benefits environment and can greatly streamline an otherwise complex administration and eligibility process. Our technology team supports clients to help provide a simplified benefits administration experience.

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Retirement Plan
Consulting

With retirement plans being a fundamental element of your employee benefits strategy, our dedicated financial planners can help you align your 401(k), 403(b), and other qualified plans with your business goals to round out your full benefits package.

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Alternative Funding Strategies

Level-funding, self-funding, captives, consortiums… alternative funding strategies can seem overwhelming. We help filter through the complexity and determine if any of these solutions are right for you to create a more effective benefits program.

INSTITUTIONAL RISK CONTAINMENT

Cultivated expertise, streamlined solutions

Discover new possibilities for your school with a partnership that can provide meaningful solutions, across your organization’s needs. When your employee benefits and business insurance live under the same roof, the synergy between your advisory teams can help you create a safer, healthier learning environment.

THE BALDWIN GROUP INSIGHTS

Stay in the know


Our experts monitor the employee benefits space and compliance updates to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond. 

Retirement
Be mindful of IRS and DOL Form 5500 red flags
The Form 5500 is an ERISA requirement for retirement plans to report and disclose operating procedures. Advisors use the filing…
Retirement
Pay Plan Expenses with Plan Assets – How and When
Some retirement plan expenses can be paid for with plan assets — but many can’t. Which are the “reasonable and…
Retirement
Understanding 3-21 and 3-38-Fiduciary-Services
3(21) and 3(38) Fiduciary Services Plan sponsors are required by ERISA to provide an investment lineup for participants that has…
Talent and Acquisition
Invest in Vocational Trade Jobs
8 recruiting tips to hire for skilled trades More than 74% of manufacturers say their main business challenge today is…
Self-Funded Employers
Know the Benefits of Direct Contracting
For many employers, moving from a fully-funded healthcare program to one that is self-funded can be a smart decision because…
Employee Benefits
Prescription Drugs and Access to Care
Introduction Pharmacy benefits continue to scale out of control. With 70 percent 1 of U.S. adults now taking prescription drugs,…
Strategy
Are Your Business Insurance & Employee Benefits Teams Talking? They Should Be
Build an effective insurance strategy with confidence Ensuring the long-term success and safety of your business means regularly managing multiple…
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Open the door to possibilities 

Partner with us to build a program that aligns with your culture, budget, and employee expectations, and explore new possibilities for your business.