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Services / Analytics and Underwriting

Analytics and Underwriting 

Proactivity is power, which is why we’ll keep you informed about the trends and risk factors that drive healthcare costs upward and drill down on utilization patterns impacting your bottom line. Equipped with a deep understanding of medical claims data, a strong acumen for actuarial modeling, and industry leading analytics platforms, our team empowers you to take control over your benefits spend. You’ll gain actionable insights about how your health plan is currently performing and which factors may affect future outcomes, so you forge your best path forward.  

ANALYTICS & UNDERWRITING SUPPORT

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Our team of experienced underwriters and actuaries leverage innovative tools and technology to effectively analyze the cost of your
programs.

Examples include:

Healthcare analytics platform

Our data warehouse includes a powerful healthcare analytics platform that allows us to analyze the cost, care quality, and population risk factors for different employee groups. After interpreting the data, we’ll have a clear understanding of how to best manage your healthcare program to positively impact future plan spend.

Predictive actuarial software  

Using our advanced actuarial software, that is populated with more than 10 million lives and more than $100 billion in claims, our underwriters can determine the implications of benefit plan options and forecast the pricing of plan changes and employee plan migrations for your company with a high degree of accuracy.

COMPREHENSIVE REPORTING

Instilling confidence for the future

Claims data is a powerful resource. When we have access to claims data for your health plan, we can produce comprehensive reports that review your plan experience, forecast how that data and experience translates into future premium impacts, and present viable options to help manage and prevent future claims. 

Regular periodic reporting

We’ll deliver consistent reports that provide clear and direct insight into your health plan’s performance, such as: 

Renewal projections

Proactivity positions your organization for success. Well in advance of your renewal, we’ll analyze your data, run predictive models that can help estimate your cost increase, and find ways to mitigate the impact – putting us in a better position to negotiate on your behalf. Our team will: 

Benchmarking 

We’ll help you keep your health plan competitive by identifying where it stands in comparison to peers in your industry, geographic region, and with similar demographics. Our team will: 

Recommendations/Cost of Options 

Utilizing our underwriting expertise, reporting capabilities, and leading technology, we’ll work together to provide recommendations about the health plan that will help you manage your program and ensure it’s competitive and cost appropriate. You’ll get the insights you need to make informed decisions, including:

THE BALDWIN GROUP INSIGHTS

Stay in the know


Our experts monitor the employee benefits space and compliance updates to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond. 

A pair of colleagues looking at a computer screen with analytics

Open the door to the possibilities ahead 

When you decide to partner with us, you choose to deliver on your promises and commitment to your employees with solutions as distinctive as they are.