Industries / Healthcare

CARE MEETS COVERAGE

Custom solutions for modern healthcare

Protect your people, facilities, and operations with tailored insurance and risk solutions designed to keep pace with the dynamic healthcare landscape.

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KEY INSIGHTS

Stay one step ahead

Stay ahead of emerging healthcare risks, regulatory changes, and market trends with expert insights designed to protect your organization, safeguard patients, and optimize your operations.

HEALTHCARE-FOCUSED EXPERTISE

Coverage designed to keep you focused on care

Leverage insurance and risk mitigation as your competitive advantage with guidance from experts embedded in all areas of the healthcare industry.

Data-driven strategy

Understand industry norms to help determine the right coverage limits for your specific risks with our benchmarking and loss severity analysis.

Loss prevention consulting

Keep your people and operations protected with practical loss control strategies, based on your risks and corporate goals, to help prevent claims.

Claims management

Leverage our in-house claims team for prompt intervention, clear communication, and expert guidance so you can resume operations as quickly as possible.

COVERAGE SNAPSHOT

Insurance built for healthcare

With experts embedded in all areas of the healthcare industry, we’re here to provide guidance to make confident decisions about your insurance program.

Physician medical professional liability
Managed care liability
Billing errors & omissions
Provider stop loss
Medical directorship liability
Regulatory & RAC audit insurance
Staffing & locum tenens malpractice

Hospital professional property & casualty
FTCA (Federal Tort Claims Act)
Cyber/privacy liability
Directors & officers liability
Facility coverage

RENEWED APPROACH

Prescribing personalized strategies

Protect your organization and enhance the patient experience with industry-specific solutions tailored to address your unique exposures, align with your goals, and support better outcomes.

Senior living facilities

Manage risks, lower costs, and stay compliant while prioritizing residents and staff satisfaction.

Hospitals & healthcare facilities

Get coverage to manage evolving risks, adapt to trends, and help boost your facility’s bottom line.

Physicians & physician practices

Keep your practice on track with comprehensive, competitive, and cost-effective coverage.

Physician organizations & associations

Secure discounted programs with the pricing and structure normally held for large hospital systems.

Frequently asked questions

From coverage details to claims support, we’ve got the answers you need to keep moving forward.

What is the difference between general liability and medical malpractice insurance?

General liability covers non-medical third-party claims, such as bodily injury, property damage, or advertising disputes unrelated to the direct delivery of medical care or services. Medical malpractice covers claims tied to errors, negligence, or omissions in providing medical care or treatment.

What types of insurance coverages are essential for healthcare organizations?

Several coverages are essential for healthcare organizations to protect financial health, reputation, and continuity of care, including:

Medical malpractice
General liability
Professional liability
Workers’ compensation

Property and equipment breakdown
Cyber liability
Business interruption
Directors and officers (D&O)

Employment practices liability (EPL)
Crime liability
Umbrella and excess liability

How does insurance address regulatory violations or fines?

Certain policies can help cover costs from inadvertent regulatory breaches, legal actions, or government investigations. While intentional violations are excluded, insurance may respond to defense costs, penalties, and reputational harm tied to unintentional non-compliance.

Are volunteer physicians and residents covered under an organization’s policies?

Coverage depends on your organization’s policies and agreements with volunteers and residents. Consider:

Whether individuals are officially recognized and performing duties within the organization’s scope
If agreements with volunteers or residency programs specify which organization’s policies apply.
How coverage applies to activities performed within assigned roles
Whether volunteers must be specifically endorsed to be included under certain policies

Clarifying these details helps ensure your organization has proper protection if allegations of wrongdoing arise.

What insurance considerations apply to telehealth and digital care delivery?

Telehealth expands patient access to care but introduces unique risks. Organizations should review:

Professional liability for virtually delivered care
Cyber liability for data security and privacy compliance
Technology errors and omissions coverage for platforms and apps
State and federal regulations governing digital care

Integrating tailored policies into a broader risk management framework helps ensure digital care delivery remains both compliant and resilient.

YOUR PARTNER FOR THE FUTURE

Confidence in every step of care

Discover expert insights about emerging healthcare risks, regulatory changes, and market trends, designed to protect your organization, safeguard patients, and optimize your operations.