Skip to content
Industries / Construction
BUILT FOR BUILDERS

Protect what you build. Forge the future.

Fortify your projects and your bottom line with construction expertise that informs your strategies.

Talk to an expert
CONSTRUCTION-FOCUSED EXPERTISE

Experience-driven solutions

Purpose-built to help developers, general contractors, subcontractors, designers, and owners win projects and protect investments, our construction team designs specialized strategies that meet today’s market demands. More than brokers, you benefit from experts who advocate for you and deliver tailored insurance and risk management solutions to help protect your projects, people, and bottom line.

Surety

Rely on our expertise as a leading surety advisor to deliver tailored solutions, guide you through challenges, and equip you for long-term success.
Icon of a document and pen

Claims advocacy

Restore your operations quickly with timely support, clear communication, and expert guidance from our in-house claims team to help maximize recovery and control claim costs.
Icon of shield

Loss prevention consulting

Mitigate future losses by making informed decisions with loss control guidance from a team that takes the time to understand your risks, team dynamics, and corporate goals.
RENEWED APPROACH

A better way to manage risk

Experience the difference of a team dedicated to providing you partnership, transparency, and tailored solutions.

Consultative, not transactional

Every solution is built with purpose and aligned for long-term success by understanding your business, risks, and goals.

One team, one focus

Operating with a unified structure that eliminates managing risk in silos, our teams work together to serve your company’s needs.

Support anytime, every time

Risk doesn’t pause, and neither do we. You’ll experience 24/7 support, direct communication, and complete transparency.

Unbiased, flexible solutions

With no ties to insurance companies or internal restrictions, we deliver guidance and solutions with your company’s best interest in mind.
KEY INSIGHTS

Insights that build your advantage

Stay ahead of the curve with construction insurance strategies, market updates, and risk management insights designed to strengthen your projects and your bottom line.

Construction
Impacts of New York Labor Law and Fraudulent Construction Claims
Since 2013, there is a clear trend as it relates to primary general liability limits, deductibles, and overall rates needed…
Read More  
Construction
Understanding Action Over Exclusion in Construction Insurance
The construction industry faces significant challenges in managing risk and liability, particularly with the increasing prevalence of action over exclusion…
Read More  
Construction
Understanding Group Captives
The term “captive” has been a buzzword in the risk management community for quite some time. Captives can provide a…
Read More  
Construction
Owner vs. Contractor Placed Builder’s Risk Insurance
When procuring the necessary insurance coverage for construction and real estate projects, it’s important to understand the options to help…
Read More  
Construction
Understanding Your Total Cost of Risk (TCOR)
Understanding your Total Cost of Risk (TCOR) Effectively managing risk on a large-scale development project requires more than simply securing…
Read More  
Construction
Construction Risk Management Guide: Reduction & Mitigation
Managing Risk in the Construction Industry Construction projects are inherently complex, involving numerous stakeholders, materials, and processes. With so many…
Read More  
Construction
Errors and Omissions (E&O) Insurance: What is it & Who Needs it?
What is Errors and Omissions (E&O) Insurance? Errors and omissions (E&O) insurance offers essential protection for professionals and companies providing…
Read More  
Construction
Managing builders’ risk exposures
Understanding key risks and implementing effective controls Builders’ risk exposures refer to the various risks and potential losses that can…
Read More  
Construction
Higher Tariffs and Project Profitability
How construction companies can respond The Roman poet Horace once wrote, “adversity has the effect of eliciting talents which, in…
Read More  
View all insights
OUR SOLUTIONS

Products designed to perform

Get access to tailored products that align with your needs, goals, and possibilities for the future.

Icon

Contractor’s general liability insurance

When you’re part of a build, liability insurance helps safeguard your work and your reputation.

Learn more
Icon

Subcontractor default insurance (SDI)

Our team helps you navigate SDI programs so you can focus on building with confidence.

Learn more
Icon

Wrap ups – OCIP & CCIP

No matter the program, we secure wrap-up insurance that helps protect your project’s bottom line.

Learn more
Icon

Builder’s risk insurance

Builder’s risk insurance protects your project while it’s under construction, covering gaps liability and property policies don’t.

Learn more
View all solutions

Frequently asked questions

From coverage details to claims support, we’ve got the answers you need to keep moving forward.

What are my options for construction liability insurance for our development project?
Ground-up builds, renovations, and adaptive reuse projects all carry unique risks, making construction liability insurance essential. The five primary options are:
  • Data backup and record retention practices
  • Owner Controlled Insurance Program (OCIP)
  • Contractor Controlled Insurance Program (CCIP)
  • Owner/General Contractor project-specific insurance (dual interest)
  • Traditional insurance
Each comes with distinct benefits and tradeoffs that necessitate working with an advisor to identify the option that best aligns with your project’s scope, participants, and goals.
What are emerging coverage gaps construction firms should watch for?
As construction evolves, some exposures may not be fully covered by standard liability policies, such as:
  • Environmental and pollution liability
  • Cyber risks from connected equipment and project data
  • Defective or non-conforming materials
Regular coverage reviews with our construction experts help identify and close these gaps before they affect your project.
How can construction firms reduce liability exposures before breaking ground?
Proactive risk management helps reduce claims, control costs, and improve project outcomes. You can address liability risks by:
  • Conducting thorough contract reviews
  • Establishing robust site safety plans
  • Vetting subcontractors for financial stability and safety records
  • Implementing regular safety training and compliance monitoring
  • Confirming project-specific insurance is in place before work begins
  • Documenting risk management procedures to strengthen claims defensibility
  • Building redundancy into scheduling to manage disruptions
What are key considerations when purchasing subcontractor default insurance (SDI)?
Subcontractor default insurance (SDI) helps you transfer subcontractor default risk while giving you discretion in how defaults are managed. To get the most out of your program:
  • Establish clear default processes and claims protocols so you can manage issues proactively
  • Be prepared to meet proof-of-loss requirements, often similar to documentation for a project change order
  • Use SDI to cover multiple projects under one policy for efficiency
  • Submit quarterly subcontractor reporting as required by most insurers
 Strong oversight and documentation help ensure your SDI program delivers maximum value.
What role do wrap-up programs (OCIP/CCIP) play in large construction projects?
Wrap-up programs consolidate liability coverage under one policy sponsored by the owner (OCIP) or contractor (CCIP). They help:
  • Streamline coverage across all parties
  • Reduce disputes between insurers
  • Provide consistent limits and terms
  • Capture potential cost savings
 These programs are best suited for large, complex projects.
CONNECT WITH US

Discover confidence in business protection

While you focus on growing your business, we’ll focus on protecting it. Achieve your goals with a partnership that helps deliver optimal protection plans. Open the door to possibilities today by requesting a consultation.

Get started now