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Solution / Marine and Mega Yacht

Marine & Mega Yacht


Protect your assets… and your happiness

Whether high tide or calm water, comprehensive coverage for your luxury watercraft helps ensure smooth sailing ahead. Partnering with us means you have a team by your side that has decades of marine and yachting industry experience and the specialized knowledge required to create solutions that are tailored to your lifestyle and unique needs.


Expertise at the helm of your risk management

We understand that your life is anything but ordinary, so your coverage should be, too. Protecting luxury vessels requires an extra level of finesse and a deeper understanding of the exposures that owners face. With the skillset to craft solutions that will protect you and your watercraft, along with a commitment to provide personalized, unparalleled service, our advisors will help you navigate the insurance landscape with confidence.


Solutions designed to perform

With a deep understanding of the unique exposures that come with owning luxury boats and mega yachts, we’re highly experienced in customizing insurance solutions to meet your needs, aspirations, and future journeys. Solutions can include these and more: 

Agreed value coverage

The agreed upon amount is what the insurer will pay.  No deductible, no hidden stipulations – just total loss with replacement cost coverage.

Replacement cost loss settlement

Depreciation-free replacement or repair of partial loss for insured property.

Liability protection

Specialized coverage limits to match your specialized needs, including legal fees, Oil Pollution Act (OPA) of 1990 liability, Jones Act coverage, Longshore and Harbor Workers’ Compensation Act (LHWCA) coverage, and wreck removal.

Uninsured/underinsured boater coverage

Bodily injury coverage for those who are injured aboard your insured vessel by an operator of an uninsured/underinsured vessel.

Search and rescue

Depending on your level of coverage, expenses incurred by a governmental unit to come to your aid may be included.

Personal property and fishing equipment coverage

If it’s on your watercraft and it belongs to you or your passengers, it’s most likely covered. This includes clothing, personal items, and fishing equipment.

Coverage for marinas as additional insured

Does your vessel get stored at a yacht club, marina, or other similar mooring facility? That could be included under Additional Insureds.

Trailer coverage

The trailer used for your insured luxury watercraft can be covered.

Emergency towing and assistance

Never be without a paddle. This coverage can be included in the policies we secure for you.

Boat show and demonstration coverage

This coverage can be included if you decide to display your luxury watercraft at a show or demonstration.

Precautionary measures

We can’t plan for everything, but we know how to respond to help protect your assets.  The policies we help secure could cover reasonable costs for hull, haul out, dock, or fuel that is damaged by your insured vessel under a covered peril.

Bottom inspection

Inspecting your insured vessel after a stranding, grounding, or striking of a submerged object is usually a deductible-free feature.

Temporary substitute watercraft

If your insured vessel is out of commission resulting from a covered loss and cannot be repaired within 72 hours, this coverage could help provide a substitute watercraft.

Marine environmental damage coverage

Financial protection that could help cover penalties and fines resulting from marine environmental damage. This coverage is provided in addition to applicable liability and OPA limits.


Stay in the know

Our experts monitor global events and the insurance industry to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond. 

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Open the door to possibilities

When you decide to partner with us, you choose to navigate the waters with solutions and professionals as unique as your lifestyle.