Transactional Risk Center of Excellence

During the M&A due diligence process, it’s critical to examine a target company’s legal, financial, and tax records, but also just as critical to examine its insurance program and employee benefits plan as early in the process as possible. This enables you to properly determine the value of a potential new asset, uncover any possible risks that can negatively impact a company’s EBITDA, and protect against post-transaction liabilities. Our due diligence team works quickly to analyze risk management programs and insurance policies so buyers can make proactive decisions to reduce risk after an acquisition. While we also strive to identify areas of premium savings, our primary focus is reducing the overall cost of risk.  

Some key areas of focus include: 

Our target company insurance audits aim to identify material weaknesses in coverage, broaden program design, and decrease cost of risk for portfolio companies – our track record shows these outcomes. Risk management and insurance are tools to protect assets under management. With our insurance auditing process, you’ll be able to identify and respond to material weaknesses in coverage design that equate to increased cost of risk.  

By leveraging the relationships we’ve cultivated with our insurance partners and the aggregated data intelligence from across our large client base, we have a panoramic view of claims sources and settlement data. This proprietary information is extremely valuable for risk management benchmarking, and can help you build a best-in-class risk mitigation and insurance strategy. 

After conducting a stringent due diligence process, insurance audits, contract review, and a benchmarking analysis, we’ll provide data-informed recommendations about the types of coverage you need and the appropriate limits. We take the complexities out of the insurance purchasing and procurement process and can help you obtain superior insurance protection for both buyers and target companies.  

Optimize your M&A deal with transactional risk insurance – a pivotal tool in addressing and mitigating potential risks associated with the deal. By securing these key coverages, you can remain focused on the intricacies of your business deals, navigating all stages with confidence and minimizing concerns about possible disruptions. Our dedicated team of transaction liability experts can help negotiate and place policies, like representations and warranty, tax liability, and other unique deal-specific insurance policies. 

We’ll always prioritize your best interests and advocate for you in claims scenarios. With our technical prowess, we’re able to simplify steps, such as filing claims and analyzing coverage positions. You can count on our in-house claims team to provide prompt intervention and clear communication. We’ll assist with claims advocacy and review, as well as recommend loss control strategies that can help prevent similar claims scenarios from reoccurring.