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Solution / Personal Umbrella Insurance

Personal Umbrella Insurance


Expand your layers of protection

Life has the tendency to throw curveballs when you’re looking the other way. If that curveball injures someone on your property, are you covered… well enough to safeguard yourself and your assets? Proactive planning can help protect the life you’ve worked hard to build. While we don’t have a crystal ball to predict the future, having a personal umbrella policy can provide the additional layers of protection and coverages needed to best prepare you for all life’s events.


Understanding the importance of proper coverage

In today’s highly litigious environment, when the verdict is not in your favor, and with amounts awarded to plaintiffs skyrocketing, it’s not enough to have just an auto and home insurance policy. A personal umbrella policy could help protect you and your family from extraordinary financial loss resulting from an auto or property liability lawsuit. Without it, you’ll be reaching deep into your pockets to cover the additional costs once your other limits have been reached. 


Experience a new level of support

You, your needs, and your assets come first. Our advisors are dedicated to cultivating and maintaining close relationships and continuous communication with our clients. You’ll receive ongoing program stewardship that includes advisory services about emerging trends, marketplace reviews, loss prevention counsel, claims advocacy, and review of coverage options to help you make informed, confident decisions. We stand by your side as your advocates through every stage of our partnership.

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Safeguarding your distinct lifestyle

 Personal umbrella policies could provide additional protection to you and your family, such as coverage for: 

Personal umbrella insurance does NOT cover:
Consider a personal umbrella policy if you:


Matching your needs to top insurers

You wouldn’t trust just anyone to drive your sports car or watch your kids. And we wouldn’t trust just anyone to properly protect you and your assets. We’ll meticulously evaluate each insurance company’s financial stability, breadth of coverage, claims handling, ancillary services, and overall ease of doing business to best match quality insurers with your specific needs. Equipped with coverage terms comparisons, insights into the state of the insurance market, and a cost-benefit analysis, you’ll be poised to make decisions about deductible and coverage levels for your needs.

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Stay in the know

Our experts monitor global events and the insurance industry to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond. 

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Your journey begins here

When you decide to partner with us, you choose to protect your legacy with solutions and professionals as unique as your lifestyle.