Workers’ compensation
ELEVATED EXPERTISE
Proven experience, differentiated outcomes
For businesses in all industries, with varying workforce needs, we have the depth and breadth in experience to deliver effective and sustainable workers’ compensation programs. Beyond the service and support of your advisor, you’ll gain access to an integrated service team of risk mitigation experts and claim advocates that help you design and deploy comprehensive workers’ compensation solutions that promote workplace safety, engagement, and wellness.
COLLABORATIVE PARTNERSHIP
Optimizing your operations for long-term success
Discover how a true partnership that prioritizes your interests and helps protect your bottom line can propel your long-term success. As your partner, we’ll guide you through the risks, challenges, and opportunities that lie ahead, and help you discover your resiliency. The relationships we create aren’t just transactional – we focus on building lasting relationships that foster continuity in service. By establishing a meaningful relationship today, we can anticipate your needs and help you optimize your workers’ compensation program for years to come.
COVERAGE SNAPSHOT
Workers’ compensation, in focus
Workers’ compensation insurance is one of the most important coverages you should obtain for your business. In fact, it’s legally required in 49 states, except Texas, though coverage requirements vary by state. Should one of your employees become injured or ill because of work-related responsibilities, workers’ compensation provides them benefits that can cover:
Medical treatment
Vocational rehabilitation
Recovery costs
Disability payments
Partial missed wages
Other benefits
RISK REDUCTION
Boosting resiliency, elevating engagement
The investments you make today to maintain a safe work environment, promote employee safety, and prevent workplace injuries can pay dividends for your organization in the years to come. Beyond protecting your bottom line, creating a safe work environment can improve your culture and signals to your employees that you value them, ultimately helping improve engagement and retention.
We’ll provide you with comprehensive resources that can boost your operational strength, including:
- Access to multiple insurance markets for competitive pricing
- Expert consulting for coverage design and placement
- Risk mitigation services to help reduce loss costs
- Workplace safety processes and programs
- Regulatory programs and training materials (OSHA, DOT, etc.)
- Alternative risk expertise, including captive consulting
- Benchmarking services to stay up to date with industry trends
- Dedicated claims advocates to help minimize retained losses
- Analytics and trend modeling to help improve workers compensation outcomes
- Mod rating analysis and aggravated inequity support resources
ADVANCED CAPABILITIES
Integrated employee benefits solutions
Though employee benefits and workers’ compensation address different business needs, the common ground between them is your employees’ wellbeing and health. Having both your employee benefits and workers’ compensation programs live under the same advisory team helps improve synergy and promote employee productivity and health.
THE BALDWIN GROUP INSIGHTS
Stay in the know
Our experts monitor your industry and global events to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond.
Your journey begins here
When you decide to partner with us, you choose to protect your business and open the door to new ventures and opportunities.