Retail & wholesale
As the retail and wholesale industry responds and adapts to the everchanging tide of consumer habits, our dedicated experts will be your constant. Whether you’re the owner of a brick-and-mortar store, an e-commerce business, or have a combination of needs, we’ll help simplify the complexity of insurance to deliver a tailored insurance and risk management program that helps safeguard your business, achieve longevity, and pursue opportunities for growth.
FEATURED INSIGHTS
Elevated expertise that delivers results
From supply chain developments to economic shifts, cybersecurity best practices, employee retention trends, and beyond, you operate within a dynamic environment that shapes your risk management and insurance needs. Our team is in tune with your industry, insurance market shifts, and global events and applies their expertise to help you fortify your operational strength, minimize your exposures, and maximize your profitability.
COLLABORATIVE PARTNERSHIP
Redefining the advisory experience
Explore new opportunities when you have a partner by your side committed to prioritizing your best interests and addressing the challenges you encounter. Every retail and wholesale business is different, which is why we’ll take the time to learn the ins and outs of your specific operations. By creating a meaningful partnership with you, we can help you navigate your insurance options and guide you toward a risk mitigation and insurance strategy that’s distinctly aligned with your business.
SOLUTIONS & SERVICES
Enhanced to deliver powerful outcomes
As you search for ways to stand out in the competitive retail and wholesale space, our dedicated experts can provide stability in the fast-paced environment in which you operate, delivering risk mitigation insights, services, and solutions that help you elevate the goods and services you provide.
Fundamental Solutions:
- Data driven strategies – Benchmarking is a tool that helps you understand industry norms and how your company compares. We help you determine the optimal insurance limit levels by type of risk, using a combination of benchmarking and loss event severity analysis.
- Loss prevention consulting – Combining our knowledge of the risks you face, an understanding of your employees, and worksite safety best practices, we’ll help you develop worksite strategies that support behaviors, help reduce exposure to frequency and severity of loss, and can improve worksite productivity.
- Claims management – You can count on our in-house claims team to provide prompt intervention, clear communication, and expert assistance so you can resume operations as quickly as possible in the event of a claim. We’ll also recommend loss prevention strategies that can help prevent similar claims scenarios from reoccurring.
Allocation modeling
Assistance with building and employee security issues
Cash handling exposure analysis
Design of customized safety audit templates
Distribution center and store interdependency studies
Potential design hazards and pre-construction consulting
RENEWED APPROACH
Delivering a customized inventory of solutions
Just as your customers search for their perfect size or choose products based on their personal preferences, we strive to deliver customized insurance solutions tailored just for your business. By leveraging our proprietary RiskMap process, we can identify your exposures, provide prioritized risk remediation recommendations, and deliver resources that help empower you to protect your business.
Our retail and wholesale clients include, but are not limited to:
- Brick and mortar stores
- Online retailers
- Shopping malls
- Wholesalers
COVERAGE SNAPSHOT
Protecting your now and the possible
Our expertise and specialization in the retail and wholesale industry allows us to tailor coverages to align with your needs, goals, and possibilities for the future.
Coverages can include:
- Property insurance
- Business interruption
- General liability
- Liquor liability
- Premises liability
- Environmental liability
- Commercial auto liability
- Directors & Officers (D&O) liability
- Fiduciary liability
- Crime liability
- Employment practices liability
- Cyber liability
- Workers’ compensation
ATTRACT AND RETAIN TALENT
Differentiated employee benefits solutions
Your people are your competitive advantage. And we deliver employee benefits solutions that give you an edge in the particularly challenging talent landscape for the retail and wholesale industry. Discover new possibilities for your business with a benefits strategy that helps resonate with your people, fortify your culture and employee engagement, and attract the best talent.
THE BALDWIN GROUP INSIGHTS
Stay in the know
Our experts monitor your industry and global events to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond.
Your journey begins here
When you decide to partner with us, you choose to protect your business and open the door to new ventures and opportunities.