Nonprofit Practice
Nonprofit organizations are champions for causes that strive to make a difference in the world – on a local, national, and international scale. Due to the nature of their work, they’re subject to exposures that don’t exist in many other environments, which makes it essential to work with advisors who have specialized expertise in the nonprofit space. The Baldwin Group’s advisors have decades of hands-on experience protecting organizations and their people to help advance their mission.
FEATURED INSIGHTS
Empowering you with knowledge
From charitable organizations to think tanks and food banks, all corners of the nonprofit industry are shaped by distinct complexities, risks, and opportunities. With experts embedded in all areas of the industry, we’re here to provide practical insights about how insurance and risk mitigation can bolster your operational strength for long-term success.
STATE OF THE MARKET
Mid year state of the market
NONPROFITS
Nonprofits and cyber insurance
REFINED EXPERTISE
Redefining the advisory experience
An effective partnership requires an advisor who provides the guidance you need to best protect your people, both paid and volunteer, and your mission. Our professionals are immersed in the complex world of nonprofit risk management every day – recognizing the distinctive risks and regulatory challenges you face. With an expansive team of dedicated professionals, we’ll bring you tools and solutions to help you make informed decisions about coverages that align to your organizational mission and operational activities. We provide service to:
- Professional societies
- Trade and membership associations
- Charitable organizations
- Foundations
- Shelter services
- Food banks
- Substance abuse rehabilitation
- Home health and hospice services
- Aging services
- Vocational schools
- Youth care and children’s services
- Foster care and adoption services
- Private academic schools
- Supported housing for the homeless
- Think tanks
- Certification, accreditation and standard setting organizations
- Behavioral and mental health organizations
- Fiscal sponsors and nonprofit incubators
COVERAGE SNAPSHOT
Products designed to perform
- General liability
- Professional liability
- Abusive Conduct liability
- Automobile liability
- Excess/umbrella liability
- Directors & officers
- Employment practices
- Fiduciary
- Crime
- Media liability
- Event cancellation
- Property
- Earthquake & flood
- Foreign liability
- Participant accident base & catastrophic
- Business travel accident
- Kidnap and ransom
- Aviation/drone liability
RENEWED APPROACH
Committed to protecting your mission
Though many of the losses nonprofits experience involve severity rather than frequency, it’s critical to safeguard your mission, people, and organization for the long-term. Through our proprietary RiskMap process, we’ll explore your organization and its exposures from all angles, and deliver a comprehensive risk management strategy and practical steps that help ensure you’re as protected as possible.
We’ll help your organization with:
Loss control and prevention
The Baldwin Group’s nonprofit team is available to analyze your risk of loss in both current and anticipated activities. This includes an analysis by our in-house experts of the insurance language in your contracts and leases, conducted in close collaboration with your legal experts. We also facilitate an association exposure survey, which is designed to address all your organization’s activities and engagements, and provide a full range of risk management services, from security to disaster planning.
Claims assistance
While some claims may be more effectively handled by directly reporting to the insurance company, others require the involvement of an intermediary. At The Baldwin Group, claims assistance is provided by our internal claims management team that has direct experience working on the kind of claim you are likely to submit.
Insurance procurement
One of the most important functions of an advisor is presenting your organization to insurance companies to help access the best coverages and rates for your needs. We will develop and customize a marketing plan for you that involves a systematic re-evaluation of insurance cost and insurer capabilities.
Account management
The management of your account involves daily service performed by our dedicated nonprofit team. They oversee and manage your change requests, certificate requests, and more. On-site service visits are also available and designed to help us to keep our finger on the pulse of your organization. Agenda items may include:
- Review of new exposures
- Review of losses
- Review of the schedule of insurance
- Review of new insurance company information
THE BALDWIN GROUP INSIGHTS
Stay in the know
Our experts monitor your industry and global events to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond.
Build your path to the possible
When you decide to partner with us, you choose to protect your now and your future with solutions and professionals as unique as your business.