PROTECTING THE POSSIBLE
Subcontractor Default Insurance
For opportunities of all sizes across the construction sector, you can depend on our knowledge and expertise to deliver Subcontractor Default Insurance (SDI) solutions tailored to your business and aligned with your goals. As a leading construction risk advisor, we’ll guide you through the complexities of SDI, helping you mitigate subcontractor performance risks while protecting your timelines and profitability.
FEATURED INSIGHTS
Expertise that elevates your success
Contractors face distinct, evolving risks with every project. We’re here to provide informed and actionable insights that help you navigate the challenges of subcontractor management and default mitigation.

COLLABORATIVE PARTNERSHIP
SDI coverage optimized for your business needs
Discover a true partnership that prioritizes your interests, protects your bottom line, and enhances your operational efficiency. SDI provides protection when a subcontractor fails to meet contractual obligations, covering the costs of completing work, project delays, and related expenses. Our construction experts work closely with you to optimize your SDI coverage, offering strategic guidance to deliver comprehensive solutions, safeguard your projects, and protect your bottom line. By fostering long-term relationships with our clients, we’re able to anticipate your needs and deliver tailored solutions.
RENEWED APPROACH
Comprehensive SDI Risk Management
Lay the foundation for your success with an agile, goal-oriented team that evaluates your SDI needs from all angles and delivers comprehensive risk management strategies. Through a consultative approach, our experts provide you unbiased advice and exceptional service, from policy placement to claims resolution. We design SDI solutions that support growth and operational resilience across all areas of the construction industry, including:

General contractors

Industrial contractors

Specialty trades

Large trade subcontractors (e.g., electrical, HVAC, plumbing, etc.)

Highway/infrastructure contractors
TAILORED SOLUTIONS
Capabilities that deliver powerful results
Managing SDI requires precision and expertise. Get ongoing support from The Baldwin Group to help you navigate the complexities of subcontractor management and claims administration. Our team works proactively to ensure your SDI program is aligned with your evolving business needs.
You’ll get assistance with:
- Structuring SDI programs that provide flexibility and financial protection
- Streamlining the subcontractor prequalification process to meet insurer requirements
- Identifying and mitigating subcontractor performance risks before they escalate
- Managing policy administration, including renewals and adjustments
- Advocating for you during complex claims to achieve timely, favorable outcomes
- Analyzing program performance to identify opportunities for improvement

CLAIMS MANAGEMENT
Supporting clients beyond advocacy
Subcontractor Default Insurance (SDI) claims involve complex analysis of direct and indirect costs. When you work with The Baldwin Group, you’ll receive best-in-class claim analysis and management with experienced and licensed construction professionals, adjusters, and insurance experts. If an SDI claim occurs, moving quickly to mitigate the loss while preserving the coverage benefits within the policy is paramount. Minimizing the financial impact of the loss (both in dollars and time) and maximizing your SDI program benefits is our commitment. You’ll have access to a full scope of claims services from our professional SDI claims management team to advocate, consult, guide, coach, facilitate, and be a resource to you and your project team, office, and management personnel—from claim preparation to final resolution with the insurance company.
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INFORMED INSIGHTS
Stay in the know
Our experts monitor your industry and global events to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond.

Build your path to the possible
When you decide to partner with us, you choose to protect your now and your future with solutions and professionals as unique as your business.