PROTECTING THE POSSIBLE
Retirement Plan Consulting
Offering proper retirement plans is crucial to help attract and retain top talent and foster employee loyalty and satisfaction. With the selection of retirement offerings, comes a great responsibility to help employees save and invest for their futures. So, when you partner with us, you tap into the skills and expertise of our retirement specialists who can help customize a plan that you’re proud to offer — and your employees truly appreciate.
RETIREMENT CONSULTANT VIDEOS
Empowering your talent with customized retirement solutions
Retirement Consulting:
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RENEWED APPROACH
Informed guidance as distinctive as your needs
The partnership approach you’ll experience working with our team is designed to listen to your needs and understand your goals, so we can help provide the most insightful guidance. Our process is based on four core principles: risk analysis, investment analysis, fiduciary compliance, and education. Together, we’ll develop a long-term strategy that helps improve your plan’s overall effectiveness while managing the liability of plan fiduciaries.
COLLABORATIVE PARTNERSHIP
Informed guidance as distinctive as your needs
We approach our partnership with the intent to listen to your needs and understand your goals so we can provide the most insightful guidance. Our process is based on four core principles: risk analysis, investment analysis, fiduciary compliance, and education. We partner with you to develop a long-term strategy that improves the plan’s overall effectiveness while managing the liability of plan fiduciaries.
SPECIALIZED SOLUTIONS
Delivering powerful outcomes
Focus on your core responsibilities to your organization and its people, and we’ll manage key aspects of your retirement plan. No matter what your goals are, we’ll help you understand your employer-sponsored retirement plan options, including 401(k), 403(b), profit-sharing, defined benefit, cash balance, and executive benefits, so you can make informed decisions for your organization.
Our services and solutions include:
Fiduciary Support
You’ll get comprehensive and ongoing fiduciary guidance, training, and support to help ensure you meet regulatory obligations designed to protect employees’ savings in the plan.
We consider several key factors, including the size of your business, profits, and number of employees along with your strategic benefits goals to assist you with selecting the best plan for your needs.
Then, to help ensure compliance and the long-term success of your plan, our team provides:
- Fiduciary review and protection
- Legislative and regulatory updates
- Plan governance
We also act as an ERISA 3(21) or 3(38) fiduciary advisor to provide the ongoing investment management and guidance you need, along with educational resources that can help employees fully understand and value everything your plan provides.
Investment analysis
Manager selection – To meet our mutual fiduciary obligations to your plan participants, our proprietary due diligence process utilizes qualitative and quantitative data to analyze and select the most appropriate investment options for your retirement plan. Our in-house research department continually monitors all of our “best in class” fund selections to make sure any administrative changes or strategy changes that could affect investor outcomes are identified, so that we can assess these changes and make real-time recommendations.
Employee Engagement
Employee communication and education
We deliver highly customized plan content directly to your employees that not only motivates them to participate in your retirement plan, but also spurs them to increase contributions to and drive satisfaction for this important benefit.
Financial wellness
Leveraging behavioral economics, we engage participants in their overall financial wellness. We don’t simply provide education about financial topics. But rather, we offer materials that can help participants create simple steps to reduce debt, establish budgets, and save more for retirement.
Target Date Consulting
Leveraging an advanced risk-based suitability process, we help you identify a “best-fit” target date fund series that can be right for your plan.
Innovative Plan Design
Our team will conduct plan design assessments that strive to increase your benefits return on investment (ROI) and enhance retirement outcomes for your employees.
To establish the right framework for your retirement plan, we help you examine and make informed decisions about specific parameters that can meet your needs and goals, including:
- participation and eligibility requirements
- contribution amounts
- employer match
- vesting schedules
- benefit levels
- types of distributions, including loans and withdrawals
- criteria for hardship withdrawals
- and more
Fee Benchmarking
Through a detailed RFP-driven process, you’re assured apple-to-apple comparisons of investment fund fees, which can help bolster your position when negotiating with investment fund managers you choose to include in your retirement plan.
EXECUTIVE BENEFITS
Key benefits for key people
Using tools like SERP (Supplemental Executive Retirement Plans), non-qualified deferred compensation, split-dollar insurance plans, and executive bonus plans, our team of experts can design a strategy that can help you attract, reward, and retain senior leaders in your organization.
Open the door to possibilities.
We’re here to help your employees plan now for a more secure retirement tomorrow. Let’s talk about what’s next.
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