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Vehicle Insurance / Boat Insurance

Coverage that keeps you afloat

From unexpected repairs to liability protection, the right boat insurance helps ensure smooth sailing ahead. Let’s help you find the right policy for your needs.

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What is boat insurance?

What does boat insurance cover?

Property coverage

Property coverage helps repair or replace your boat, including the hull, engine, and electronics, if it’s damaged by accidents, weather, fire, or theft.

Personal property coverage

Personal property coverage covers personal items on your boat, such as fishing gear, water sports equipment, and electronics, if they are lost, stolen, or damaged.

Liability coverage

Liability coverage protects you if your boat causes injury or property damage to others and typically includes coverage for legal fees if you’re sued.

Medical payments coverage

Medical payments coverage helps pay for medical expenses for you and your passengers after an accident, regardless of who is at fault.

Uninsured/underinsured boater coverage

Uninsured/underinsured boater coverage provides financial protection if you’re involved in an accident with a boater who lacks adequate insurance.

What does boat insurance not cover?

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Why should I get quotes through a broker?

  • More choices, better savings: We compare multiple insurers to find the best coverage and exclusive discounts. 
  • Tailored coverage: We help ensure you get the protection you need—without overpaying or missing key coverage. 
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Empowering you with insurance insights

From exploring coverage options to discovering ways to save on premiums, our blog provides the insights you need to make smart, informed choices about your insurance.

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We compare quotes from up to 100+ top insurers to give you the best coverage for your boat and adventures on the water.