Medicare
PERSONAL INSURANCE
Navigate Medicare with confidence
GUIDED SOLUTIONS
We’ve got you covered
Open the door to the possibilities of what’s next with Medicare solutions to keep you healthy and thriving. Our personal lines team at Guided Solutions will help navigate the plan that is right for you.
OUR PROCESS
Your Medicare your way
Understanding your Medicare options can be overwhelming, but you’re not alone. We’ll help simplify the Medicare selection process and provide the facts you need to make informed, confident decisions – guiding you to a tailored plan that fits your needs. Here’s how it works:
1. Tell us about yourself
Share details about yourself and your medical needs.
2. Review your options with our guidance
We’ll review your current Medicare plan (if applicable) and discuss your options.
3. Decide with confidence
We’ll provide a recommendation based on your needs and help you enroll in a new plan.
COVERAGE OPTIONS
Understanding the
4 parts of Medicare
Medicare is divided into four main parts, each offering coverage for specific services. Here’s what you need to know:
Part A – Hospital insurance
Medicare Part A covers hospital stays, nursing facilities, hospice, and certain forms of home health care. While there is a deductible associated with Part A, in many instances, it becomes premium-free if you or your spouse have paid taxes.
Part B – Medical insurance
Medicare Part B provides medical insurance for outpatient care and preventive services. It encompasses essential services required for the prevention, diagnosis, and treatment of specific conditions.
Part C – Medicare advantage
Medicare Part C, commonly referred to as Medicare Advantage, enables approved private companies to deliver Medicare benefits. This comprehensive plan integrates Parts A, B, and D, along with additional coverage for services not typically included in basic Medicare, such as vision and dental care. It may also include prescription drug coverage.
Part D – Prescription drugs
Medicare Part D is a prescription drug coverage plan that includes coverage for both generic and brand-name medications. Its primary objective is to assist individuals dealing with escalating or already high prescription drug costs.
THE BALDWIN GROUP INSIGHTS
Stay in the know
Our experts monitor global events and the insurance industry to provide meaningful insights and help break down what you need to know, potential impacts, and how you should respond.
Your journey begins here
When you decide to partner with us, our professionals are dedicated to protecting your future with the right medicare solutions.