Retirement
Understanding 3-21 and 3-38-Fiduciary-Services
3(21) and 3(38) Fiduciary Services Plan sponsors are required by ERISA to provide an investment lineup for participants that has...
Wealth Management
Take Time Now to Conduct a Fee Equalization
Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the...
Construction
What Are Surety Bonds & Why Are They Important in Construction
Safeguarding Construction Projects with Surety Bonds Imagine a construction project nearing completion, only abruptly halted due to the contractor's financial...
Retirement
Do 457 Plans Have Fiduciary Duties?
457 plans are outside the governance of ERISA jurisdiction, but municipal retirement boards and their members should still pay heed...
Commercial Risk
Drive Efficiency and Reduce Costs with Proactive Strategies
Written by Frank Baxter, M.S., CSP It’s not easy being a fleet manager today. Ninety percent of construction companies report...
Education
Addressing Sexual Harassment in Schools
Sexual harassment is a sensitive topic, making it even more critical for schools to foster an inclusive environment for learning...
Commercial Risk
Manage Cyber Security in the Nonprofit World
Technology is an intrinsic part of the way all organizations operate. From the laptops employees use, to payment processing systems...
Education
Uncover Pollution Exposures in Private and Independent Schools
When most people think about pollution exposures, this probably conjures images of smokestacks in manufacturing plants, oil cans leaking fluid,...
Commercial Risk
10 Cyber Security Threats to be Aware of This Year
The Importance of Cyber Security for Businesses While the digital age continues to offer infinite possibilities, it has also become...
Commercial Risk
What is Cyber Liability Insurance: A Guide for Businesses
Understanding the Importance of Cyber Insurance Most organizations today rely on digital tools and connectivity in the course of business....
Construction
CCIP vs. OCIP: A Guide to Understanding Wrap-Up Insurance Programs
Understanding CCIP vs. OCIP Construction projects have many moving parts, and in order to remain profitable, project owners, sponsors, and...
High Value Homes
Fortify Your Home Security with These 15 Tips
Implementing simple security precautions can help reduce your chances of becoming a victim of a burglary or home invasion. By...
Commercial Risk
The Critical Link Between your Business and Supply Chain
A reliable, optimized supply chain is the foundation for continued success. When a supply chain experiences unforeseen delays, these disruptions...
Talent and Acquisition
Invest In Vocational Trade Jobs
8 recruiting tips to hire for skilled trades More than 74% of manufacturers say their main business challenge today is...
Insurance Basics
Know the Benefits of Direct Contracting
For many employers, moving from a fully-funded healthcare program to one that is self-funded can be a smart decision because...
Insurance Basics
Political Risk & Election-Related Violence
In 2024, over 50 countries that are home to more than half of the planet’s population are slated to hold...