Real Estate
Real Estate Risk Management: Strategies to Protect Your Investments
Real Estate Risk Mitigation & Market Fluctuations Whether you own, manage, invest, or lend on real estate, in today’s fiercely...
Construction
4 Key Options for Construction Liability Insurance
One of the most frequent questions we receive is “What are my options for construction liability insurance for our development...
Retirement
Passing Your Pension to Heirs
Employees who will be receiving a pension at retirement have a difficult decision to make about how to pass their...
Retirement
Be Mindful of IRS and DOL Form 5500 Red Flags
The Form 5500 is an ERISA requirement for retirement plans to report and disclose operating procedures. Advisors use the filing...
Retirement
Pay Plan Expenses with Plan Assets – How and When
Some retirement plan expenses can be paid for with plan assets — but many can’t. Which are the “reasonable and...
Retirement
Understanding 3-21 and 3-38-Fiduciary-Services
3(21) and 3(38) Fiduciary Services Plan sponsors are required by ERISA to provide an investment lineup for participants that has...
Wealth Management
Take Time Now to Conduct a Fee Equalization
Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the...
Construction
What Are Surety Bonds & Why Are They Important in Construction
Safeguarding Construction Projects with Surety Bonds Imagine a construction project nearing completion, only abruptly halted due to the contractor's financial...
Retirement
Do 457 Plans Have Fiduciary Duties?
457 plans are outside the governance of ERISA jurisdiction, but municipal retirement boards and their members should still pay heed...
Commercial Risk
Drive Efficiency and Reduce Costs with Proactive Strategies
Written by Frank Baxter, M.S., CSP It’s not easy being a fleet manager today. Ninety percent of construction companies report...
Education
Addressing Sexual Harassment in Schools
Sexual harassment is a sensitive topic, making it even more critical for schools to foster an inclusive environment for learning...
Commercial Risk
Manage Cyber Security in the Nonprofit World
Technology is an intrinsic part of the way all organizations operate. From the laptops employees use, to payment processing systems...
Education
Uncover Pollution Exposures in Private and Independent Schools
When most people think about pollution exposures, this probably conjures images of smokestacks in manufacturing plants, oil cans leaking fluid,...
Commercial Risk
10 Cyber Security Threats to be Aware of This Year
The Importance of Cyber Security for Businesses While the digital age continues to offer infinite possibilities, it has also become...
Commercial Risk
What is Cyber Liability Insurance: A Guide for Businesses
Understanding the Importance of Cyber Insurance Most organizations today rely on digital tools and connectivity in the course of business....
Construction
CCIP vs. OCIP: A Guide to Understanding Wrap-Up Insurance Programs
Understanding CCIP vs. OCIP Construction projects have many moving parts, and in order to remain profitable, project owners, sponsors, and...