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Personal Insurance Insight Articles

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Home and Property
Standard coverage vs. add-ons: A home buyer's guide
Standard homeowners insurance typically covers your home's structure, belongings, liability, and temporary living expenses after a covered loss, but it...
Medicare
Newly Diagnosed? You May Not Have to Wait Until Medicare Open Enrollment
A new medical diagnosis can quickly change your routine, treatment, and approach to health insurance. Many people assume Medicare changes...
Individual Health
Health insurance and pre-existing conditions: What you need to know
Shopping for health insurance can feel stressful enough on its own. But if you have an ongoing health issue, take...
Individual Health
What happens if you miss a health insurance payment under the ACA?
Missing a health insurance payment is more common than people realize. If you’re here because it just happened, you’re not...
Individual Health
8 Things to Know About Picking a Dual Health Plan
Choosing the right individual health insurance coverage is important at any age. But if you qualify for both Medicare and...
Home and Property
Homeowner’s insurance: Lenders require it, buyers need it
When you’re buying a home, securing insurance isn’t just another box to check on the to-do list. It’s an essential...
Home and Property
How much does homeowner’s insurance cost in Florida?
Whether you already own a home or are looking to buy, we’ll help answer your questions about insuring a home...
Home and Property
What happens to your mortgage if your home insurance is cancelled?
If you lose your home insurance—whether by accident, oversight, or something else—you’ll lose the financial protection you need and could...
Auto
How to lower car insurance premiums in 2026
Auto insurance rates are climbing everywhere, and even safe drivers with clean records are experiencing the effects. There are several...
Insurance Basics
Holiday gifts and insurance: what you need to know
The holidays are about more than decorations and gatherings—they’re also a time for exploring holiday gift ideas. Maybe it’s a...
Auto
Car insurance check: Are you overinsured and overpaying?
When it comes to car insurance, it’s easy to fall into the “more is better” mindset but that may not...
Insurance Basics
Your end-of-year insurance audit checklist
The end of the year isn’t just about holiday shopping, family dinners, and thinking about New Year’s resolutions. It’s also...
Life
What’s the difference between term and whole life insurance?
When you start exploring life insurance, one of the first decisions you’ll face is whether to choose term life insurance...
Medicare
What to expect when working with a Medicare agent
Navigating Medicare isn’t like signing up for a gym membership or switching internet providers—it’s one of those big life decisions...
Home and Property
Can you switch homeowners’ insurance anytime?
Most homeowners are unaware that, yes, you can switch insurance providers at any time, and in many cases, you should....
Medicare
Medicare Annual Enrollment Period: What ​To ​Know ​Before October 15th
The Medicare enrollment period, also known as the Annual Enrollment Period (AEP), is just around the corner. Are you ready...
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