Cost Control
ICHRA opportunities, tradeoffs, and what’s next
As healthcare costs continue to pressure traditional group plans, more U.S. employers are taking a serious look at Individual Coverage...
Cost Control
Workforce Trends Raising Employer Health Plan Costs
Hospitals and clinics continue to face staffing gaps, burnout, and elevated labor costs in 2026. These operational pressures are increasingly...
Cost Control
Manage medical inflation in a high-cost era
Medical inflation remains elevated. Across many markets, health care prices and total spending are growing faster than general inflation and...
Cost Control
Beyond the copay: The rise of cash‑pay healthcare
For many employees, getting healthcare today can feel confusing and expensive. As costs keep rising, workers are trying to figure...
Cost Control
Prescription Drugs and Access to Care
Pharmacy benefits continue to scale out of control. With 70 percent 1 of U.S. adults now taking prescription drugs, last...