
International
Successfully Scale Benefits Globally for your U.S.-Based Tech Company
When U.S. technology companies start expanding globally, it quickly becomes evident that their innovative benefits package won't automatically translate to...

Compliance Considerations
Organizational furloughs, layoffs, and other workforce reductions
In this Baldwin Brief, we explore the technical, legal, and regulatory requirements underlying organizational workforce change management initiatives and evaluate...

Government Contracting
Legal Updates for Government Contractors under Trump’s Executive Orders
Immediately after taking office, President Trump and the new administration have wasted no time issuing Executive Orders (EO) and federal...

State of the Market
Employee Benefits 2025
Summary Amid political, economic, environmental, and global disruption this year, two overarching trends emerged as primary contributors to the soaring...

Retirement
Be mindful of IRS and DOL Form 5500 red flags
The Form 5500 is an ERISA requirement for retirement plans to report and disclose operating procedures. Advisors use the filing...

Retirement
Pay Plan Expenses with Plan Assets – How and When
Some retirement plan expenses can be paid for with plan assets — but many can’t. Which are the “reasonable and...

Retirement
Understanding 3-21 and 3-38-Fiduciary-Services
3(21) and 3(38) Fiduciary Services Plan sponsors are required by ERISA to provide an investment lineup for participants that has...

Talent and Acquisition
Invest in Vocational Trade Jobs
8 recruiting tips to hire for skilled trades More than 74% of manufacturers say their main business challenge today is...

Self-Funded Employers
Know the Benefits of Direct Contracting
For many employers, moving from a fully-funded healthcare program to one that is self-funded can be a smart decision because...

Employee Benefits
Prescription Drugs and Access to Care
Introduction Pharmacy benefits continue to scale out of control. With 70 percent 1 of U.S. adults now taking prescription drugs,...

Strategy
Are Your Business Insurance & Employee Benefits Teams Talking? They Should Be
Build an effective insurance strategy with confidence Ensuring the long-term success and safety of your business means regularly managing multiple...

Talent and Acquisition
Understand How Benefits Work Together to Attract & Retain Employees
Required benefits that ENSURE compliance with laws: Workers' compensation - if your employees get hurt or become sick due to...

Cost Control
Educate Employees about Care Options to Manage Healthcare Costs
Healthcare costs are soaring. As the chart here shows, hospital spending, physician services, and prescription drugs are among the key...

Wellbeing and Health
Help Employees Manage Mental Wellness with Benefits
Although 40 percent of U.S. workers currently suffer from a combination of mental health concerns, performance issues, and stress, it...

Cost Control
Do You Have a Generic Drug Strategy?
Fifty-four. That’s the number of brand-name prescription drugs due to come off patent this year. Why should employers care? Once...

Cost Control
Off-Label Drug Use: Cover for Weight Loss or Not?
To cover or not is the question many U.S. insurance companies and employers continue to ponder when it comes to...