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Business Insurance Insight Articles

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Commercial Risk
2026 Transactional Liability mid-year state of the market
The transactional liability insurance market continues to evolve in response to shifting deal dynamics, increased submission volume, and a maturing...
Healthcare
2026 Senior Living Facilities mid-year state of the market
The senior living insurance market continues to be shaped by markedly different conditions across its primary lines of coverage. Property...
Real Estate
2026 Real Estate - Multifamily mid-year state of the market
At the midpoint of 2026, the multifamily insurance market remains defined by a widening divide between property and casualty. Property...
Hospitality
2026 Real Estate - Hospitality mid-year state of the market
The hospitality sector enters the second half of 2026 defined not by uniform recovery, but by divergence. Demand remains strong...
Insurance Basics
2026 Nonprofit mid-year state of the market
Midway through 2026, the nonprofit sector is navigating one of its most complex operating environments in recent memory. Federal funding...
Insurance Basics
2026 Financial Institutions industry mid-year state of the market
The financial institutions insurance market has remained stable through mid-2026, with most organizations continuing to benefit from flat renewals, ample...
Construction
2026 Surety and SDI mid-year state of the market
The construction economy has shifted meaningfully since the start of 2026. Overall activity remains positive, but growth is increasingly concentrated...
Insurance Basics
2026 Manufacturing mid-year state of the market
The January 2026 outlook for manufacturing anticipated a year of strategic evolution, marked by accelerating automation, converging risk exposures, and...
Energy
2026 Natural Resources mid-year state of the market
Six months into 2026, the soft-leaning conditions described in our January State of the Market have not only persisted but...
Insurance Basics
2026 Commercial Risk State of the market
The commercial P&C market enters the second half of 2026 in measured transition, with polycrisis giving way to structural fragmentation...
Construction
2026 Construction mid-year state of the market
As the construction industry moves into the second half of 2026, market conditions continue to vary significantly by sector. While...
Energy
Four grids, four realities: risk insights for an evolving U.S. energy system
As North America’s energy transition accelerates, the realities of decarbonization and grid reliability vary dramatically by region. In the West,...
International
Insurance pitfalls facing multinationals entering the U.S. market
As multinational organizations enter or scale within the U.S. market, many underestimate just how different the American insurance and risk...
Insurance Basics
2026 Directors & Officers Benchmarking Report
The 2026 Directors and Officers (D&O) Benchmarking Report presented by The Baldwin Group in collaboration with Nasdaq delivers data-driven insights...
Construction
Pollution liability insurance for construction companies
The construction industry plays a vital role in shaping infrastructure and communities, but it also comes with inherent risks that...
Construction
What is additional insured endorsement?
Risk management is a critical component of every project in the construction industry. One common way to mitigate liability exposure...
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