Energy
What is Energy Business Insurance and What Does it Cover?
What is energy business insurance, and what does it cover? The energy industry powers the world, but with that power...
Commercial Risk
Business Owners Policy vs. Commercial Package Policy: Which One Suits Your Business Best?
Business owner’s policy vs. commercial package policy Choosing the right insurance coverage is crucial for protecting your commercial construction business....
Workers Comp
How do Workers’ Compensation Settlements Work in Construction?
How do workers’ compensation settlements work? Understanding workers' compensation settlements is essential for commercial construction contractors and project owners. Workplace...
Commercial Risk
Understanding the Business Impact of Data Breaches
The Business Impact of Data Breaches & How Cyber Liability Coverage Can Help In today’s digitally interconnected world, businesses of...
Real Estate
Comprehensive Guide to Apartment Building Insurance
Comprehensive Guide to Apartment Building Insurance: What You Need to Know Owning or managing an apartment building comes with significant...
Real Estate
How Much Is Commercial Property Insurance? Key Cost Drivers
What drives commercial property insurance costs? Commercial property insurance protect your physical real estate investments, but rising premiums can be...
Construction
Contractor Professional Liability vs. General Liability Insurance
Understanding general vs. professional liability insurance In the construction world, safeguarding your business goes beyond delivering quality work on time...
International
Successfully Scale Benefits Globally for your U.S.-Based Tech Company
When U.S. technology companies start expanding globally, it quickly becomes evident that their innovative benefits package won't automatically translate to...
Insurance Basics
Surety Bonds vs. Letters of Credit: Which is Better?
Leverage surety bonds over letters of credit The economy is in a continual state of flux, with interest rates, inflation,...
Compliance
Organizational Furloughs, Layoffs, and Other Workforce Reductions
In this Baldwin Brief, we explore the technical, legal, and regulatory requirements underlying organizational workforce change management initiatives and evaluate...
Commercial Risk
D&O Liability 2025 Outlook for Public Companies
Overview Through 2024, the public D&O market remained highly competitive, with rate reductions still widely available for most insureds. That...
Talent and Acquisition
Legal Updates for Government Contractors Under Trump’s Executive Orders
Immediately after taking office, President Trump and the new administration have wasted no time issuing Executive Orders (EO) and federal...
Construction
Contractors vs. Subcontractors: Key Differences
Contractor vs. Subcontractor Liabilities In commercial construction, every project depends on teamwork, with contractors and subcontractors working together to bring...
Construction
Employee Stock Ownership Plans and Surety Bonding
Successfully fulfilling surety bond requirements Though employee stock ownership plans (ESOPs) have existed since the 1950’s, in recent years, there...
Construction
What is Subcontractor Default Insurance (SDI)?
What is subcontractor default insurance (SDI)? In commercial construction, managing subcontractors is essential to keeping projects on schedule and within...
Commercial Risk
Commercial Risk 2025
Summary Ebbing economic conditions, frequent weather events, evolving trade relations, proliferating artificial intelligence (AI) adoption, and shifting social norms –...