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BRCC / Baldwin Bulletin – July 2024


Baldwin Bulletin


Welcome to the July 2024 Issue

The Baldwin Bulletin serves as a monthly guide to important regulatory developments, legal news, and employee benefits-related industry happenings designed to keep you abreast of the latest developments.

This month’s issue focuses on important upcoming compliance deadlines and includes our timeline of upcoming compliance requirements, in addition to providing information regarding certain hot-button compliance issues significantly impacting employers.

Upcoming Compliance Deadlines

For information regarding upcoming compliance deadlines for employer-sponsored group health plans.

San Francisco HCAO Rates Increase Effective 7/1

Effective July 1, 2024, the HCAO Fee Rate will increase to $6.75 per hour with a weekly maximum cap of $270.

Compliance Considerations for Domestic Partner Eligibility

Recent trends among young adults show that the younger generations are foregoing traditional marriage and entering other forms of sharing relationships and partnerships.

ACA’s Free Preventive Services Mandate Stands, U.S. 5th Circuit Appeals Court Rules

The lawsuit, Braidwood Management Inc. v. Xavier Becerra, 4:20-cv-00283, (N.D. Tex.), was brought by two Christian-owned Texas businesses opposed to covering the HIV-prevention drug, PrEP.

Updated Resources Available for Next Gag Clause Prohibition Compliance Attestation Due December 31, 2024

On May 24, 2024, the U.S. Department of Labor (“DOL”) issued updated annual submission instructions, user manual and Excel template to assist health plans and health insurance issuers…

Risks for Employers Administering Supplemental Life Coverage

On June 11 and 12, 2024, the DOL announced a recent settlement with Unum Life Insurance Company of America (“Unum”) and Lincoln Financial Group (“Lincoln”) following an investigation into the carriers’ group supplemental life insurance claims practices.

Managing MLR Rebates: A Guide for Employers

The Affordable Care Act (“ACA”) implemented medical loss rebates (“MLR”) regulations to control costs of health care coverage and ensure policyholders (typically the employer who sponsors the group health plan)…

Question of the Month

Our “Question of the Month” concerns the ACA’s impact on interns and seasonal employees.


Deadline Updates and Reminders

Stay on top of everything and never miss out with our comprehensive calendars guiding you every step of the way

2024 HIPAA Complete Training Calendar.

2024 Baldwin Professional Education Connection Educational Webcast Calendar.

This newsletter is intended for general information purposes only and should not be construed as advice or opinions on any specific facts or circumstances. The content of this newsletter is made available on an “as is” basis, without warranty of any kind. The Baldwin Insurance Group Holdings, LLC (“The Baldwin Group”), its affiliates, and subsidiaries do not guarantee that this information is, or can be relied on for, compliance with any law or regulation, assurance against preventable losses, or freedom from legal liability. This publication is not intended to be legal, underwriting, or any other type of professional advice. The Baldwin Group does not guarantee any particular outcome and makes no commitment to update any information herein or remove any items that are no longer accurate or complete. Furthermore, The Baldwin Group does not assume any liability to any person or organization for loss or damage caused by or resulting from any reliance placed on that content. Persons requiring advice should always consult an independent adviser.

The Baldwin Group offers insurance services through one or more of its insurance licensed entities. Each of the entities may be known by one or more of the logos displayed; all insurance commerce is only conducted through The Baldwin Group insurance licensed entities. This material is not an offer to sell insurance.

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Get in touch with our compliance team

The Baldwin Regulatory Compliance Collaborative is a national team of compliance and ERISA experts to help keep your organization compliant and informed.