Baldwin Bulletin
Question of the month - August
Question: Can an employer offer their healthcare plan to 1099 contractors if they don’t make the deductions pre-tax? Answer: Generally...
Baldwin Bulletin
Managing MLR Rebates: A Guide for Employers
No later than by July 31st of each calendar year, insurers must submit a report detailing premium expenditures made throughout...
Baldwin Bulletin
Question of the month - July
QUESTION: Is an applicable large employer required to offer health coverage to interns? Answer: According to the IRS (Rev. Rul....
Baldwin Bulletin
Risks for Employers Administering Supplemental Life Coverage
On June 11, 2024, the Department of Labor (“DOL”) announced a recent settlement with Unum Life Insurance Company of America...
Baldwin Bulletin
Updated Resources Available for Next Gag Clause Prohibition Compliance Attestation Due December 31, 2024
On May 24, 2024, the U.S. Department of Labor (“DOL”) issued updated annual submission instructions, a user manual, and an...
Baldwin Bulletin
ACA’s Free Preventive Services Mandate Stands, U.S. 5th Circuit Appeals Court Rules
The lawsuit, Braidwood Management Inc. v. Xavier Becerra, 4:20-cv-00283, (N.D. Tex.), was brought by two Christian-owned Texas businesses opposed to...
Baldwin Bulletin
Compliance Considerations for Domestic Partner Eligibility
More and more frequently, young adults are foregoing traditional marriage and entering into other forms of partnership arrangements. To appeal...
Baldwin Bulletin
San Francisco Health Care Accountability Ordinance & Health Care Security Ordinance Updates
HCAO Effective July 1, 2024, the Health Care Accountability Ordinance (“HCAO”) Fee Rate will increase to $6.75 per hour with...
Baldwin Bulletin
Upcoming Compliance Deadlines - July
Employers must comply with numerous reporting and disclosure requirements in connection with their group health plans. Please note the following...
Baldwin Bulletin
Question of the Month
Question: Can a company shareholder with >2% shares in an S Corporation be an HSA-Eligible Individual? IRS Publication 969 appears...
Baldwin Bulletin
HHS Finalizes Rule to Strengthen Reproductive Health Care Privacy
On April 22, 2024, the Department of Health and Human Services (“HHS”) issued a final rule to modify certain provisions...
Baldwin Bulletin
Change Healthcare, a U.S. Healthcare Company, is Confirmed as a Cyberattack
On February 21, 2024, UnitedHealth Group disclosed that one of its companies, Change Healthcare, experienced a cyberattack. This was a...
Baldwin Bulletin
Navigating Healthcare Costs: Update on Advanced Explanation of Benefits (AEOB)
On April 23, 2024, the Centers for Medicare & Medicaid Services (“CMS”) provided a status update on the implementation of...
Baldwin Bulletin
DOL Rescinds 2018 Final Rule on Association Health Plans
The Department of Labor (“DOL”) rescinded their 2018 rule entitled ‘‘Definition of Employer Under Section 3(5) of ERISA—Association Health Plans’’...
Baldwin Bulletin
IRS Announces 2025 Affordable Care Act Pay-or-Play Penalties
On February 12, 2024, the Internal Revenue Service (“IRS”) announced updated penalty amounts for 2025 related to the employer shared...
Baldwin Bulletin
REMINDER – PCORI Fees Due July 31, 2024
The Patient-Centered Outcomes Research Institute (“PCORI”) fee initially applied from 2012 to 2019; however, in December 2019, the Further Consolidated...