Baldwin Bulletin
The ACA In Mergers in Acquisitions – Part I
Identifying and Mitigating ACA-related Liabilities Arising in Connection with Corporate Transactional Activities Introduction to assessing and managing employer mandate related...
Baldwin Bulletin
IRS Announces 2026 Affordable Care Act Pay-or-Play Penalties
August 2025 Stephanie Hall, Associate Director, Benefits Compliance On July 22, 2025, the Internal Revenue Service (“IRS”) announced the updated...
Baldwin Bulletin
Navigating “Mini-COBRA” or “COBRA-like” (state continuation of coverage) Requirements: A New Era for ERISA Compliance
August 2025 Deanna Sizemore, Associate Director, Benefits Compliance For employer plan sponsors, understanding and complying with various benefit laws is...
Baldwin Bulletin
Navigating Medicare Part D: 2026 Creditable Coverage Changes & Disclosure Essentials for Employers
Summary As we look forward to 2026, employer-sponsored health plans face new considerations for Medicare Part D creditable coverage testing...
Baldwin Bulletin
HHS Issues Final Rule on Marketplace Integrity and Affordability Including Annual Maximum Out-of-Pocket Limits
August 2025 Diana Craig, Director, Benefits Compliance On June 20, 2025, the U.S. Department of Health and Human Services (“HHS”)...
Baldwin Bulletin
Pregnant Workers Fairness Act Abortion Accommodations Mandate has been Vacated
August 2025 Daniel Finnegan, Compliance Specialist, Benefits Compliance The Pregnant Workers Fairness Act (“PWFA”) became effective on June 27, 2023,...
Baldwin Bulletin
HIPAA Privacy Final Rule to Support Reproductive Health Care Privacy Vacated
August 2025 Natashia Wright, Associate Director, Benefits Compliance On June 18, 2025, the U.S. District Court for the Northern District...
Baldwin Bulletin
California Corner: California State Insurance Code Mandate Requiring Coverage of IVF Delayed
August 2025 Diana Craig, Director, Benefits Compliance Summary During the 2023/2024 legislative cycle, California Governor Gavin Newsom signed SB 729,...
Baldwin Bulletin
California Corner: Reminder Regarding Increased Regulation of Insured Dental Plans
August 2025 Diana Craig, Associate Director, Benefits Compliance Summary Recent years have seen increased regulation of California insured dental plans....
Baldwin Bulletin
California Corner: 2026 San Francisco Health Care Security Ordinance Expenditures
August 2025 Diana Craig, Associate Director, Benefits Compliance Summary The San Francisco Office of Labor Standards Enforcement (“OLSE”) recently released...
Baldwin Bulletin
Frequently Asked Questions ("FAQ") of the Month - August 2025
Question: What are essential health benefits under the ACA and which plans are affected? Answer: The Affordable Care Act (“ACA”)...
Compliance Alert
2026 Play or Pay Affordability Percentage Released
July 24, 2025 Overview The IRS released Revenue Procedure 2025-25 on July 18, 2025, announcing the applicable affordability percentage for...
Compliance Alert
President Trump Signs the One Big Beautiful Bill Act
July 7, 2025 Overview On July 5, 2025, President Donald Trump signed the One Big Beautiful Bill Act (“OBBBA”) into...
Compliance Alert
U.S. Supreme Court Upholds Key ACA Preventive Care Mandate: What Employers Need to Know
June 30, 2025 Overview On June 27, 2025, the U.S. Supreme Court issued a highly anticipated decision in Kennedy, Secretary...
Upcoming Compliance Deadlines - June 2025
Employers must comply with numerous reporting and disclosure requirements in connection with their group health plans. Please note the following upcoming...
Baldwin Bulletin
Form 5500 Deadline is July 31, 2025, for Calendar Year Plans
June 2025 Caitlin Hillenbrand, Associate Director, Benefits Compliance Many organizations that are subject to the Employee Retirement Income Security Act...