Baldwin Bulletin
Medical Loss Ratio Rebate Review
July 2026 Diana Craig, Director, Benefits Compliance As a reminder, the Affordable Care Act (“ACA”) requires health insurance issuers to spend at least 80%...
Baldwin Bulletin
2027 Medicare Part D Creditable Coverage Changes
July 2026 Paul Van Brunt, Sr. Associate Director Benefits Compliance The Medicare Part D creditable coverage rules are changing in 2027, and...
Baldwin Bulletin
District Court Vacates Key Portions of ACA Marketplace “Integrity” Rule
July 2026 Stephanie Hall, Associate Director Benefits Compliance The U.S. District Court for the District of Maryland recently invalidated key aspects of...
Baldwin Bulletin
Fiduciary Duties Series: Vendor Selection & Management
July 2026 Natashia Wright, Director, Benefits Compliance The Employee Retirement Income Security Act (“ERISA”) establishes minimum standards that apply to most employee benefit plans as well as retirement plans. Plan...
Baldwin Bulletin
Renewal Season, Compliance Checklist, and Reminders
July 2026 Deanna Sizemore, Director, Benefits Compliance Renewal compliance is frequently treated as a checklist to survive rather than a process to leverage....
Baldwin Bulletin
COBRA Series: COBRA Basics and Notices
July 2026 Daniel Finnegan, Benefits Compliance Specialist This is the first of a series of articles that will focus on the various aspects...
Baldwin Bulletin
Maryland Issues recent Paid Family & Medical Regulations
July 2026 Tony R. Nelson, Jr., Benefits Compliance Specialist Maryland employers received important updates regarding the state's Time to Care Act of 2022 as the state finalized implementing regulations...
Baldwin Bulletin
2027 Pay or Play Affordability Percentage Released
July 2026 Stephanie Hall, Associate Director Benefits Compliance The Internal Revenue Service (“IRS”) released Revenue Procedure 2026-26 on July 21, 2026, announcing that the affordability percentage...
Baldwin Bulletin
Baldwin Bulletin FAQ of the Month
July's FAQ of the month Question: Is an applicable large employer (“ALE”) required to continue to offer medical coverage to an employee...
Baldwin Bulletin
Form 5500 deadline approaching: Calendar year plans due July 31, 2026
May 2026 Caitlin Hillenbrand, Associate Director Benefits Compliance Each year, companies subject to the Employee Retirement Income Security Act of...
Baldwin Bulletin
Upcoming PCORI filing deadline: Due July 31, 2026
May 2026 Stephanie Hall, Associate Director Benefits Compliance The upcoming deadline for health insurance issuers and plan sponsors of self-insured health plans...
Baldwin Bulletin
2027 ACA out-of-pocket maximums released
May 2026 Diana Craig, Director Benefits Compliance On January 29, 2026, the U.S. Department of Health and Human Services (“HHS”) released...
Baldwin Bulletin
State leave benefits update
May 2026 Tony R. Nelson, Jr., Benefits Compliance Specialist State paid family and medical leave developments continue to expand and evolve across the...
Baldwin Bulletin
CMS excludes account-based plans from Medicare Part D notices
May 2026 Natashia Wright, Director, Benefits Compliance On April 2, 2026, the Centers for Medicare & Medicaid Services (“CMS”) issued a final rule...
Baldwin Bulletin
PBM litigation and reform: What employers need to know
May 2026 Deanna J. Sizemore, Associate Director Benefits Compliance Pharmacy Benefit Manager (“PBM”) litigation is rapidly emerging as both a fiduciary...
Baldwin Bulletin
HIPAA enforcement action against a group health plan
May 2026 Natashia Wright, Director, Benefits Compliance In April 2026, the U.S. Department of Health and Human Services (“HHS”) Office for Civil Rights (“OCR”) announced...