Description:
Experience Modification Rate (EMR) is more than a number; it directly affects Workers’ Compensation premiums and business opportunities.
This one-hour webinar will highlight how EMR impacts costs and outline practical strategies clients can use to better control and improve their rate.
Discussion topics:
- The EMR Explained: What your “Mod” is and how it’s calculated.
- The Bottom-Line Impact: See the real-dollar difference between a 0.85 and a 1.15 EMR.
- Beyond Premiums: How your EMR affects your ability to bid on certain contracts.
- Actionable Strategies: Proactive steps you can implement now to manage claims, improve safety, and lower your rate.
- And much more…
Speakers:
Anthony Krake
Manager of RMS, The Baldwin Group
Kristy Ryan
Loss Control Executive, The Baldwin Group
Time:
Thursday, April 30, 2026
1:00 pm ET | 12:00 pm CT | 10:00 am PT
For more information
We’re ready when you are. Get in touch and a friendly, knowledgeable Baldwin advisor is prepared to discuss your business or individual needs, ask a few questions to get the full picture, and make a plan to follow up.
This webinar is intended for general information purposes only and should not be construed as advice or opinions on any specific facts or circumstances. The content of this webinar is made available on an “as is” basis, without warranty of any kind. The Baldwin Insurance Group Holdings, LLC (“The Baldwin Group”), its affiliates, and subsidiaries do not guarantee that this information is, or can be relied on for, compliance with any law or regulation, assurance against preventable losses, or freedom from legal liability. This publication is not intended to be legal, underwriting, or any other type of professional advice. The Baldwin Group does not guarantee any particular outcome and makes no commitment to update any information herein or remove any items that are no longer accurate or complete. Furthermore, The Baldwin Group does not assume any liability to any person or organization for loss or damage caused by or resulting from any reliance placed on that content. Persons requiring advice should always consult an independent adviser.
