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Thought Leadership

Patrick Kerby Provides Guidance on Why Property Owners Should Rethink Flood Risk

Source: The Baldwin Group
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Updated: November 12, 2025

As climate change drives more frequent and severe flooding—even beyond traditional high-risk zones—many property owners remain underinsured. With federal support declining and outdated flood maps offering limited guidance, Patrick Kerby, The Baldwin Group’s Senior Director of National Risk Mitigation Services, suggests that property owners reassess their risk and revisit policies. Standard insurance often excludes flood damage, making dedicated coverage and proactive mitigation essential to protect your property and bottom line.

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