Private Client – The Baldwin Group

How Does Jewelry Insurance Work?

Ali Mitchell — Tue, 25 Mar 2025 21:47:04 +0000

You know what they say, diamonds are a girl’s best friend. But let’s remember all the other gorgeous pieces of jewelry out there, like sparkly earrings, chunky bracelets, classic watches, and delicate necklaces. They’re important, too! So, what can we do if something terrible happens to our beloved bling? That’s where jewelry insurance comes in. Jewelry insurance can protect you from loss…

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Protect What You Love: Insuring Valuable Items

Ali Mitchell — Tue, 25 Mar 2025 20:40:59 +0000

It’s always a good time to think about the things that mean the most to you. Maybe it’s an engagement ring, a beautiful piece of art, or a family heirloom wristwatch. These items aren’t just valuable—they’re full of memories and stories. And while their sentimental value is priceless, their financial value makes them worth protecting, too. Does home or renters’ insurance cover jewelry or…

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Private Risk 2025

Ali Mitchell — Wed, 15 Jan 2025 13:24:09 +0000

Each year, global forces and large-scale events shift in ways that impact all areas of your life and reshape your personal insurance needs. Recent natural disaster events, macroeconomic trends, and sociopolitical dynamics have had a significant impact on insurers that provide financial protection to individuals and families experiencing losses in a heightened risk environment. In 2025…

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Passing Your Pension to Heirs

Ali Mitchell — Thu, 19 Sep 2024 14:06:47 +0000

Employees who will be receiving a pension at retirement have a difficult decision to make about how to pass their pension to heirs. Most pension recipients don’t realize they should be planning for this important selection years before they retire. The selection of the “Spousal Continuation Program” can have an immense impact on their retirement income for years to come. A pension is a…

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Take Time Now to Conduct a Fee Equalization

Ali Mitchell — Mon, 16 Sep 2024 19:38:44 +0000

Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the industry continues to move towards creating reader-friendly disclosures. Simply put, there are two basic types of fees: administrative and investment related. The investment-related fees are deducted from earnings on participant accounts and will vary from one…

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Fortify Your Home Security with These 15 Tips

Ali Mitchell — Thu, 01 Aug 2024 18:28:11 +0000

Implementing simple security precautions can help reduce your chances of becoming a victim of a burglary or home invasion. By adding layers of security to your home, it will make your property less attractive to criminals. Consider these 15 security precautions to help fortify your residence and protect your family: Ensure all exterior doors are solid core and consider reinforcing your…

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The Effects of Being Over or Under Insured

Ali Mitchell — Tue, 23 Jul 2024 16:21:42 +0000

As the insurance market’s cycles pivot from favorable to unfavorable and everything in between, you should always keep a pulse on your coverage strategy to avoid being under or over-insured. The effects of both circumstances could lead to unwanted situations and inconveniences. For example, if you’re underinsured, you might be financially liable for a situation you thought would be covered.

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Managing the Loss of Homeowners Insurance

Ali Mitchell — Fri, 19 Apr 2024 15:14:03 +0000

A homeowner’s insurance policy helps provide financial security against damage to your home or personal property, theft, and liability claims – so when your insurer sends a cancellation or non-renewal notice, it can be disconcerting. However, if you take immediate action to understand the reasons for loss of coverage and what you can do to address the matter, you might be able to get renewed or…

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The Early Bird Gets the… Money

Ali Mitchell — Wed, 17 Apr 2024 16:39:29 +0000

It might seem like retirement is far away, but the reality is that when it comes to retirement planning, it’s never too early to start. There are many benefits to investing in retirement as soon as you can, preferably as soon as you begin working. Building up the funds you’ll need for the lifestyle you want when you retire becomes more difficult the longer that you wait. Though you might not make…

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Do’s & Don’ts for Safeguarding Your Personal Identity Online

Ali Mitchell — Wed, 17 Apr 2024 16:35:55 +0000

Personal identity crimes have risen in recent years – you probably already know this. It’s no wonder why more online retailers and banking services now require multi-factor authentication for you to log in to your accounts, or require you read through fraud warning statements before finalizing transactions. This is because accidentally sharing your personal information with the wrong parties can…

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