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BRCC / Baldwin Bulletin – July/August 2026

COMPLIANCE NEWSLETTER – July & August 2026

Baldwin Bulletin

BALDWIN REGULATORY COMPLIANCE COLLABORATIVE

Welcome to the July/August 2026 issue

The Baldwin Bulletin is a compliance newsletter authored by the Baldwin Regulatory Compliance Collaborative and serves as a monthly guide to important regulatory developments, legal news, and employee benefits-related industry happenings designed to keep you abreast of the latest developments.

This month’s issue highlights important employee benefits and compliance updates, including guidance on Medicare Part D changes, MLR rebates, COBRA compliance, ERISA fiduciary responsibilities, ACA Marketplace developments, renewal season planning, and the latest Maryland paid leave regulations.

Upcoming Compliance Deadlines

For information regarding upcoming compliance deadlines for employer-sponsored group health plans.
Healthcare administrative employee reviewing printed documents at a desk with dual computer monitors displaying spreadsheet data and reports.

Medical Loss Ratio Rebate Review

As a reminder, the Affordable Care Act (“ACA”) requires health insurance issuers to spend at least 80%…
Healthcare office employee seated at a workstation reviews printed reports while referencing spreadsheet data displayed on two computer monitors. Documents, a clipboard, and office equipment are arranged on the desk.

2027 Medicare Part D Creditable Coverage Changes

The Medicare Part D creditable coverage rules are changing in 2027, and employers that…
Healthcare professional and administrative staff meeting in a hospital environment, reviewing documents and discussing operational or compliance matters, with clinical staff working in the background

District Court Vacates Key Portions of ACA Marketplace “Integrity” Rule

The U.S. District Court for the District of Maryland recently invalidated key aspects of a final rule…

Fiduciary Duties Series: Vendor Selection & Management

The Employee Retirement Income Security Act (“ERISA”) establishes minimum standards…
Person leading a meeting around a conference table, holding documents while discussing information with several colleagues in a bright office setting.

Renewal Season, Compliance Checklist, and Reminders

Renewal compliance is frequently treated as a checklist to survive rather than a process…
A business meeting is in progress as a presenter points to charts and diagrams on a whiteboard while several attendees watch and participate from around a conference table.

COBRA Series: COBRA Basics and Notices

This is the first of a series of articles that will focus on the various aspects of the Consolidated…
Two adults and two children walk together on a paved path in a park-like setting. The children wear backpacks, and the group is surrounded by trees and greenery.

Maryland Issues recent Paid Family & Medical Regulations

Maryland employers received important updates regarding the state’s Time to Care Act…

2027 Pay or Play Affordability Percentage Released

The Internal Revenue Service (“IRS”) released Revenue Procedure 2026-26 on July 21…

Frequently Asked Question (“FAQ”) of the Month

Is an applicable large employer (“ALE”) required to continue to offer medical coverage to an employee that transfers from full-time (“FT”) to part-time (“PT”) status if they are in a stability period when the change occurs?

FEATURED COMPLIANCE INSIGHTS

Training and webcast calendars

Stay on top of everything and never miss out with our comprehensive calendars guiding you every step of the way

2026 HIPAA Complete Training Calendar

2024 BRCC Educational Webinars

2026 Baldwin Professional Education Connection Educational Webcast Calendar

This newsletter is intended for general information purposes only and should not be construed as advice or opinions on any specific facts or circumstances. The content of this newsletter is made available on an “as is” basis, without warranty of any kind. The Baldwin Insurance Group Holdings, LLC (“The Baldwin Group”), its affiliates, and subsidiaries do not guarantee that this information is, or can be relied on for, compliance with any law or regulation, assurance against preventable losses, or freedom from legal liability. This publication is not intended to be legal, underwriting, or any other type of professional advice. The Baldwin Group does not guarantee any particular outcome and makes no commitment to update any information herein or remove any items that are no longer accurate or complete. Furthermore, The Baldwin Group does not assume any liability to any person or organization for loss or damage caused by or resulting from any reliance placed on that content. Persons requiring advice should always consult an independent adviser.

The Baldwin Group offers insurance services through one or more of its insurance licensed entities. Each of the entities may be known by one or more of the logos displayed; all insurance commerce is only conducted through The Baldwin Group insurance licensed entities. This material is not an offer to sell insurance.

Get in touch with our compliance team

The Baldwin Regulatory Compliance Collaborative is a national team of compliance and ERISA experts to help keep your organization compliant and informed.